How do I decide whether to repair or replace my chipped or cracked windshield?  Your ability to see clearly without obstruction is obviously the first priority. If the damaged area is not in your direct line of vision on the driver side, and is smaller than a half dollar in size, then the windshield may be safely repaired.  Insurance companies recommend that you have the windshield replaced if the damage is in your line of vision. 

While the process used to fix chips or cracks in the windshield will stop breaks from getting larger, the repaired area will not be perfectly clear.  If you own a new car, you may not be satisfied with a repair because of this slight cosmetic blemish in the glass.  In this case, windshield replacement is your best option.  Most insurance companies will waive your deductible if you have your glass repaired.